:root{
  --navy:#12213f;--blue:#2754a6;--gold:#e6a824;--ink:#172033;--muted:#667085;
  --line:#e6e9ef;--soft:#f6f8fb;--warm:#fffaf2;--white:#fff;--max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%;height:auto}
.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}
.topline{background:var(--navy);color:#dfe7f7;font-size:13px;text-align:center;padding:8px 16px}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{text-decoration:none;font-size:22px;font-weight:850;letter-spacing:-.035em;color:var(--navy)}
.nav-links{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700;color:#344054}
.nav-links a{text-decoration:none}.nav-links a:hover{color:var(--blue)}
.hero{padding:76px 0 68px;background:linear-gradient(180deg,#fff 0%,#f7f9fd 100%);border-bottom:1px solid var(--line)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:12px;font-weight:850;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center}
h1,h2,h3{letter-spacing:-.035em;line-height:1.12;margin-top:0}
h1{font-size:clamp(42px,5.2vw,68px);margin-bottom:20px;color:#111b30}
h2{font-size:clamp(30px,3.5vw,44px);margin-bottom:14px;color:#15213b}
h3{font-size:22px;margin-bottom:8px}
.lead{font-size:20px;color:#475467;max-width:680px;margin:0 0 26px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--navy);color:white;font-weight:850;border-radius:10px;padding:14px 20px;box-shadow:0 3px 0 rgba(0,0,0,.08)}
.btn:hover{background:#1a315c}.btn.secondary{background:#fff;color:var(--navy);border:1px solid #ccd5e4;box-shadow:none}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:0 18px 50px rgba(16,24,40,.09)}
.hero-card .tag{display:inline-block;background:#eef3ff;color:var(--blue);font-size:11px;font-weight:850;padding:6px 9px;border-radius:999px;text-transform:uppercase;letter-spacing:.08em}
.hero-card h3{font-size:28px;margin:14px 0 10px}.hero-card p{color:var(--muted);margin:0 0 18px}
.meta{font-size:13px;color:#7a8494;display:flex;gap:12px;flex-wrap:wrap}
.section{padding:72px 0}.section.soft{background:var(--soft)}.section.warm{background:var(--warm)}
.section-head{max-width:760px;margin-bottom:34px}.section-head p{font-size:18px;color:var(--muted);margin:0}
.featured{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 12px 34px rgba(16,24,40,.06)}
.feature-visual{min-height:320px;background:linear-gradient(135deg,#17233e,#2a4d8f);display:flex;align-items:center;justify-content:center;padding:36px;position:relative;overflow:hidden}
.feature-visual:before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.06);top:-70px;right:-60px}.feature-visual img{max-height:255px;object-fit:contain;filter:drop-shadow(0 18px 26px rgba(0,0,0,.25));position:relative}
.feature-copy{padding:34px}.feature-copy .category{font-size:12px;color:var(--blue);font-weight:850;text-transform:uppercase;letter-spacing:.08em}.feature-copy h2{font-size:36px;margin:10px 0 12px}.feature-copy p{color:var(--muted);font-size:17px}.feature-points{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.feature-points span{background:#f7f9fc;border:1px solid var(--line);border-radius:9px;padding:9px 11px;font-size:13px;font-weight:750;color:#344054}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.info-card{border:1px solid var(--line);border-radius:15px;padding:22px;background:#fff}.info-card .num{font-size:12px;font-weight:900;color:var(--gold);letter-spacing:.1em}.info-card h3{margin:12px 0 7px}.info-card p{margin:0;color:var(--muted);font-size:15px}
.policy-box{display:grid;grid-template-columns:1fr 1fr;gap:28px;background:var(--navy);color:white;border-radius:20px;padding:38px}.policy-box h2{color:white}.policy-box p{color:#d9e1ef}.policy-links{display:grid;gap:10px}.policy-links a{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);padding:12px 14px;border-radius:10px;text-decoration:none;font-weight:750}.policy-links a:hover{background:rgba(255,255,255,.12)}
.page-hero{padding:62px 0 42px;background:#f7f9fd;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(38px,5vw,58px);margin-bottom:12px}.page-hero p{font-size:19px;color:var(--muted);max-width:760px}
.prose{max-width:820px;margin:0 auto;padding:58px 0 80px}.prose h2{font-size:30px;margin-top:42px}.prose h3{font-size:21px;margin-top:28px}.prose p,.prose li{color:#475467}.prose a{color:var(--blue)}.prose .notice{background:#f7f9fc;border:1px solid var(--line);border-left:4px solid var(--blue);padding:18px 20px;border-radius:10px;margin:24px 0}.prose ul{padding-left:22px}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;margin-top:28px}.contact-card strong{display:block;font-size:18px}.contact-card a{font-weight:800}
.site-footer{background:#0d1629;color:#c4ccda;padding:46px 0 26px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:36px}.site-footer .brand{color:white}.site-footer p{font-size:13px;color:#9eabba;max-width:440px}.footer-links{display:grid;gap:9px}.footer-links strong{color:white;font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:5px}.footer-links a{color:#c4ccda;text-decoration:none;font-size:14px}.footer-links a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:20px;font-size:12px;color:#8793a5;display:flex;justify-content:space-between;gap:20px}
@media(max-width:820px){.nav-links{display:none}.hero{padding:50px 0}.hero-grid,.featured,.policy-box{grid-template-columns:1fr}.grid4{grid-template-columns:1fr 1fr}.feature-visual{min-height:260px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:520px){.wrap{width:min(var(--max),calc(100% - 30px))}.grid4,.feature-points,.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.hero-card,.feature-copy{padding:22px}.section{padding:52px 0}.footer-bottom{flex-direction:column}}